MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 97-108 of 236 MH Advantage homes for order

ManufacturedMH Advantage

Creekside Manor / CM-7604B

Beds: 4
Baths: 3
Sq Ft: 2289
W x L: 40'0" x 60'0"
The Creekside Manor / CM-7604B built by Redman Homes Lindsay is a remarkable manufactured home that combines elegance and ...
ManufacturedMH Advantage

Creekside Manor / CM-3563D

Beds: 3
Baths: 2
Sq Ft: 1213
W x L: 23'4" x 56'0"
The Creekside Manor / CM-3563D built by Redman Homes Lindsay is a modern manufactured home featuring 3 bedrooms, 2 bathroo...
ManufacturedMH Advantage

Prestige Series / 28443E The Hayden

Built by: Cavco Nampa
Beds: 3
Baths: 2
Sq Ft: 1173
W x L: 28'0" x 44'0"
28443E The Hayden / Skillfully designed value oriented mid size dual section home with big home features, a big living roo...
ManufacturedModularMH Advantage

Grand Manor / 6013-1C

Beds: 3
Baths: 2.5
Sq Ft: 2756
W x L: 44'3" x 78'8"
We are adding another home to the family of the Grand Manor series. The model 6013 offers 2756 square feet of living space...
ManufacturedModularMH Advantage

Pinehurst / 2506 with tag and porch

Beds: 4
Baths: 2
Sq Ft: 2598
W x L: 29'6" x 73'4"
Beautifully crafted and skillfully designed expansive family home features impressive spacious high ceiling living room wi...
ManufacturedMH Advantage

Broadmore Series / 24483M The Thompson

Built by: Cavco Nampa
Beds: 3
Baths: 2
Sq Ft: 1119
W x L: 24'0" x 48'0"
24483M The Thompson / Quality built, value oriented smaller three bedroom family home with big home space and features inc...
ManufacturedModularMH Advantage

Pinehurst / 2511

Beds: 3
Baths: 2
Sq Ft: 1813
W x L: 26'8" x 68'0"
The Pinehurst / 2511 built by Kit Customer Homebuilders is a spacious 3 bedroom, 2 bathroom manufactured home that spans a...
ManufacturedMH Advantage

5000 Series / The Timber Ridge Elite 42684A

Beds: 4
Baths: 3
Sq Ft: 2635
W x L: 40'0" x 68'0"
Beautifully crafted estate size three section home features covered porch into foyer of expansive great room bathed in nat...
ManufacturedMH Advantage

400 Series / The Metolius Cabin 28562A

Beds: 2
Baths: 2
Sq Ft: 1498
W x L: 27'0" x 66'0"
Quality built and designed for site placement with view(s) features extra large optional covered porch the full width of h...
ManufacturedMH Advantage

American Dream Series / The American Dream K 28482K

Beds: 2
Baths: 2
Sq Ft: 1296
W x L: 27'0" x 56'0"
The American Dream Series / The American Dream K 28482K built by Palm Harbor Homes is a beautifully designed manufactured ...
ManufacturedMH Advantage

400 Series / The Sunset Bay 28563B

Beds: 3
Baths: 2
Sq Ft: 1512
W x L: 27'0" x 56'0"
The Sunset Bay 28563B / Well built offset front entry family home features a spacious living room open to a beautiful kitc...
ManufacturedMH Advantage

Palm Harbor / The Jefferson Plus

Beds: 3
Baths: 2
Sq Ft: 1320
W x L: 30'0" x 44'0"
Quality built efficiently designed smaller double section home with zero wasted hallway space features spacious living ope...
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