MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 73-84 of 181 MH Advantage homes for order

ManufacturedModularMH Advantage

Grand Manor / 6009

Beds: 3
Baths: 2
Sq Ft: 1998
W x L: 29'0" x 68'0"
3 Bdr / 2 Bath / 1998 sqft. - The Grand Manor 6009 is Kit's first of the new Grand Manor series. This Grand Manor Signatur...
ManufacturedModularMH Advantage

Cedar Canyon LS / 2020-1C

Beds: 3
Baths: 2
Sq Ft: 1770
W x L: 29'6" x 60'0"
Cedar Canyon 2020-1C LS Series - Master bedroom with a large walk in closet and a deluxe master bathroom complete with Rom...
ManufacturedModularMH Advantage

Pinehurst / 2506

Beds: 3
Baths: 2
Sq Ft: 2006
W x L: 29'6" x 68'0"
Pinehurst 2506 3 Bdr with an Activity Room or 4 Bdr/ 2 Bath / 2006 sqft - Home offers large utility room and activity room...
ManufacturedModularMH Advantage

Grand Manor / 6013-2

Beds: 4
Baths: 2
Sq Ft: 2724
W x L: 40'0" x 70'8"
We are adding another home to the family of the Grand Manor series. The model 6013 offers 2756 square feet of living space...
ManufacturedModularMH Advantage

Cedar Canyon LS / 2083

Beds: 3
Baths: 2
Sq Ft: 1829
W x L: 29'0" x 66'0"
Cedar Canyon 2083 LS - 3 Bdr / 2 Bath / 1,829 sqft. - Skillfully and beautifully designed by Kit Custom Homebuilders featu...
ManufacturedModularMH Advantage

Cedar Canyon / 2042

Beds: 4
Baths: 3
Sq Ft: 2242
W x L: 29'6" x 76'0"
4 Bdr / 3 Bath / 2242 sqft. - Lots of room to roam in this house. 4 Bedrooms, 3 bathrooms, family room, living room even a...
ManufacturedModularMH Advantage

Grand Manor / 6012-2

Beds: 3
Baths: 2
Sq Ft: 2323
W x L: 44'3" x 64'0"
3 Bdr / 2 Bath / 2323 sqft. - Large kitchen with pull out spice rack, roll out trash cans, lazy susan, island with decorat...
ManufacturedModularMH Advantage

Cedar Canyon / 2086 Privacy Porch

Beds: 3
Baths: 2
Sq Ft: 2124
W x L: 29'6" x 72'0"
Top quality estate sized family home features spacious living room overlooking unique fully integrated rear covered porch ...
ManufacturedModularMH Advantage

Cedar Canyon / 2006

Beds: 3
Baths: 2
Sq Ft: 1494
W x L: 26'8" x 56'0"
Cedar Canyon 2006 - 3 Bdr / 2 Bath / 1494 sqft. - Spacious and open living room and dining room. Raised snack bar into kit...
ManufacturedModularMH Advantage

Cedar Canyon / 2007

Beds: 3
Baths: 2
Sq Ft: 1600
W x L: 26'8" x 60'0"
Cedar Canyon 2007 - 3 Bdr / 2 Bath / 1600 sqft. - This house provides great flexibility as a 3 bedroom home with a Family ...
ManufacturedModularMH Advantage

Cedar Canyon / 2011

Beds: 3
Baths: 2
Sq Ft: 1387
W x L: 26'8" x 52'0"
3 Bdr / 2 Bath / 1387 sqft. - The Cedar Canyon 2011 features an open and full kitchen that includes a convenient walk-in p...
ManufacturedModularMH Advantage

Cedar Canyon / 2012 LS

Beds: 3
Baths: 2
Sq Ft: 1173
W x L: 26'8" x 44'0"
Cedar Canyon 2012 LS - 3 Bdr / 2 Bath / 1173 sqft. - Large horse-shoe shaped kitchen with adjoining dining room area. All...