MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 73-84 of 173 MH Advantage homes for order

ManufacturedModularMH Advantage

Cedar Canyon / 2083 V2

Beds: 3
Baths: 2
Sq Ft: 1947
W x L: 29'6" x 66'0"
Cedar Canyon 2083 LS V2 - 3 Bdr / 2 Bath / 1,947 sqft. - Skillfully and beautifully designed by Kit Custom Homebuilders fe...
ManufacturedModularMH Advantage

Pinehurst / 2502 V2

Beds: 3
Baths: 2
Sq Ft: 1280
W x L: 26'8" x 48'0"
The Pinehurst / 2502 V2 built by Kit Custom Homebuilders is a spacious 3 bedroom, 2 bathroom manufactured home spanning 12...
ManufacturedModularMH Advantage

Pinehurst / 2506 V2

Beds: 4
Baths: 2
Sq Ft: 2163
W x L: 29'6" x 73'4"
The Pinehurst / 2506 V2 built by Kit Custom Homebuilders is a stunning 4 bedroom, 2 bathroom manufactured home spanning 21...
ManufacturedModularMH Advantage

Cedar Canyon / 2001

Beds: 2
Baths: 1
Sq Ft: 1014
W x L: 26'8" x 38'0"
Cedar Canyon 2001 - 2 Bdr / 1 Bath - 1014 sqft. - Perfect for those looking to downsize, just starting out or considering ...
ManufacturedModularMH Advantage

Cedar Canyon / 2003

Beds: 3
Baths: 2
Sq Ft: 1067
W x L: 26'8" x 40'0"
Cedar Canyon 2003 - 3 Bdr / 2 Bath / 1067 sqft. - Big things come in small packages! This home has a separate utility room...
ManufacturedModularMH Advantage

Cedar Canyon / 2005

Beds: 3
Baths: 2
Sq Ft: 1387
W x L: 26'8" x 52'0"
Cedar Canyon 2005 - 3 Bdr / 2 Bath / 1387 sqft. - Great kitchen with sink in island with views through the many windows in...
ManufacturedModularMH Advantage

Cedar Canyon / 2016

Beds: 3
Baths: 2
Sq Ft: 1600
W x L: 26'8" x 60'0"
Cedar Canyon 2016 - 3 Bdr / 2 Bath / 1600 sqft. - Great living room that also provides option for a 4th bedroom. Utility r...
ManufacturedModularMH Advantage

Cedar Canyon / 2043

Beds: 3
Baths: 2
Sq Ft: 1961
W x L: 29'6" x 66'8"
3 Bdr / 2 Bath / 1961 sqft. - Huge living room with guest closet and linen closet behind it. Utility room with large walk ...
ManufacturedModularMH Advantage

Cedar Canyon / 2046

Beds: 3
Baths: 2
Sq Ft: 1652
W x L: 29'6" x 70'8"
3 Bdr / 2 Bath / 1652 sqft. - This Cedar Canyon 2046 is another example of the fine craftsmanship of KIT Custom Homebuilde...
ManufacturedModularMH Advantage

Cedar Canyon / 2018

Beds: 3
Baths: 2
Sq Ft: 1494
W x L: 26'0" x 56'0"
3 Bdr / 2 Bath / 1494 sqft. - Great floor plan for everyday living and hosting the parties at your new home! Give us a ca...
ManufacturedModularMH Advantage

Pinehurst / 2506-THM

Beds: 3
Baths: 2
Sq Ft: 2006
W x L: 29'6" x 68'0"
Pinehurst 2506 3 Bdr with an Activity Room or 4 Bdr/ 2 Bath / 2006 sqft. - Home offers large utility room and activity roo...
ManufacturedModularMH Advantage

Grand Manor / 6001

Beds: 3
Baths: 2
Sq Ft: 1654
W x L: 26'0" x 62'0"
3 Bdr / 2 Bath / 1654 sqft. - Kitchen offers an island work space, walk in pantry and convenient access to freezer space i...
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