MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 1-12 of 173 MH Advantage homes for order

ManufacturedMH AdvantageFeatured

Prestige Series / 30603F The Clover

Beds: 3
Baths: 2
Sq Ft: 1770
W x L: 29'6" x 60'0"
30603F The Clover / Beautifully crafted farmhouse style family home features extra large living room open to bright modern...
ManufacturedMH AdvantageFeatured

Broadmore Series / 28764T The Sawtooth

Beds: 4
Baths: 2
Sq Ft: 2027
W x L: 28'0" x 76'0"
28764T The Sawtooth is a skillfully designed and beautifully crafted family home that features a large living room open to...
ManufacturedMH AdvantageFeatured

Prestige Series / 28443E The Hayden

Beds: 3
Baths: 2
Sq Ft: 1173
W x L: 28'0" x 44'0"
28443E The Hayden / Skillfully designed value oriented mid size dual section home with big home features, a big living roo...
ManufacturedModularMH AdvantageFeatured

Pinehurst / 2506

Beds: 3
Baths: 2
Sq Ft: 2006
W x L: 29'6" x 68'0"
Pinehurst 2506 3 Bdr with an Activity Room or 4 Bdr/ 2 Bath / 2006 sqft - Home offers large utility room and activity room...
ManufacturedModularMH AdvantageFeatured

Grand Manor / 6013-2

Beds: 4
Baths: 2
Sq Ft: 2724
W x L: 40'0" x 70'8"
We are adding another home to the family of the Grand Manor series. The model 6013 offers 2756 square feet of living space...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2083

Beds: 3
Baths: 2
Sq Ft: 1829
W x L: 29'0" x 66'0"
Cedar Canyon 2083 LS - 3 Bdr / 2 Bath / 1,829 sqft. - Skillfully and beautifully designed by Kit Custom Homebuilders featu...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2042

Beds: 4
Baths: 3
Sq Ft: 2242
W x L: 29'6" x 76'0"
4 Bdr / 3 Bath / 2242 sqft. - Lots of room to roam in this house. 4 Bedrooms, 3 bathrooms, family room, living room even a...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2020-2

Beds: 3
Baths: 2
Sq Ft: 1534
W x L: 29'6" x 52'0"
Cedar Canyon 2020 - 3 Bdr / 2 Bath / 1534 sqft. - Master bedroom with a large walk in closet and a deluxe master bathroom ...
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2068K

Beds: 3
Baths: 2
Sq Ft: 2160
W x L: 40'0" x 54'0"
3 Bdr / 2 Bath / 2160 sqft. - Home has a large great room that you enter into coming off the side porch of the home. Three...
ManufacturedMH Advantage

Prestige Series / 28563E The Hauser

Beds: 3
Baths: 2
Sq Ft: 1492
W x L: 28'0" x 56'0"
28563E The Hauser / Beautifully crafted three bedrooms plus large family room home with numerous custom alternatives and o...
ManufacturedMH Advantage

Prestige Series / 28664E The Rapids

Beds: 4
Baths: 2
Sq Ft: 1760
W x L: 28'0" x 66'0"
28664E The Rapids / Skillfully crafted and beautifully designed family home with quality features and amenities including ...
ManufacturedMH Advantage

Broadmore Series / 28563B The Moraine with Optional Glamour Bath

Beds: 3
Baths: 2
Sq Ft: 1492
W x L: 28'0" x 56'0"
Broadmore 28563B The Moraine with Optional Glamour Bath / Skillfully designed and beautifully appointed family home featur...
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