MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 1-12 of 196 MH Advantage homes for order

ManufacturedModularMH Advantage

Waverly Crest Prestige / 28523L The Cascade

Beds: 3
Baths: 2
Sq Ft: 1386
W x L: 28'0" x 52'0"
Quality-built customizable family home features spacious living room open to bright modern kitchen with large center islan...
ManufacturedModularMH Advantage

Waverly Crest / 28483W

Beds: 3
Baths: 2
Sq Ft: 1279
W x L: 28'0" x 48'0"
Smaller value oriented dual section home with big home features including spacious living room, choices of three well desi...
ManufacturedModularMH Advantage

Broadmore / 24442M The Braxon

Beds: 2
Baths: 2
Sq Ft: 1026
W x L: 23'4" x 44'0"
Quality built value oriented entry level home ideal for small families, boasts large living room open to bright modern kit...
ManufacturedModularMH Advantage

Waverly Crest Prestige / 30603F The Clover

Beds: 3
Baths: 2
Sq Ft: 1770
W x L: 29'6" x 60'0"
30603F The Clover / Beautifully crafted farmhouse style family home features extra large living room open to bright modern...
ManufacturedModularMH Advantage

Waverly Crest / 28443W

Beds: 3
Baths: 2
Sq Ft: 1173
W x L: 28'0" x 44'0"
This well-planned family home features an expansive floor plan with a bright living room open to a spacious dining area an...
ManufacturedModularMH Advantage

Waverly Crest / 28482L

Beds: 2
Baths: 2
Sq Ft: 1279
W x L: 28'0" x 48'0"
Well planned mid size dual section home features large living room, den or optional third bedroom, beautiful well equipped...
ManufacturedModularMH Advantage

Waverly Crest / 28563G

Beds: 3
Baths: 2
Sq Ft: 1492
W x L: 28'0" x 56'0"
Waverly Crest 28563G / Spacious quality constructed value oriented family home features extra large living room open to be...
ManufacturedModularMH Advantage

Waverly Crest / 28563L

Beds: 3
Baths: 2
Sq Ft: 1492
W x L: 28'0" x 56'0"
Waverly Crest 28563L / Well built flexible family home available with numerous custom features including choice of three w...
ManufacturedModularMH Advantage

Waverly Crest / 28563W

Beds: 3
Baths: 2
Sq Ft: 1492
W x L: 28'0" x 56'0"
Skillfully designed family home features spacious living room open to beautiful bright modern kitchen, large family room, ...
ManufacturedModularMH Advantage

Waverly Crest / 28683W

Beds: 3
Baths: 2
Sq Ft: 1812
W x L: 28'0" x 68'0"
Quality customizable home available with alternate and optional choices to match personalized family preferences, includin...
ManufacturedModularMH Advantage

Waverly Crest / 30764W

Beds: 4
Baths: 2
Sq Ft: 2242
W x L: 30'0" x 76'0"
The Waverly Crest 30764W exemplifies the quality and value Fleetwood Homes is well-known for. This beautiful home from the...
ManufacturedModularMH Advantage

Broadmore / 24483B

Beds: 3
Baths: 2
Sq Ft: 1119
W x L: 24'0" x 48'0"
This thoughtfully designed family home features a spacious living room open to a bright, modern kitchen and dining area, a...