MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 61-72 of 182 MH Advantage homes for order

ManufacturedMH Advantage

5000 Series / The La Belle 5G42764L

Offered by: AJ Home Center
Beds: 4
Baths: 3
Sq Ft: 2862
W x L: 40'6" x 76'0"
The La Belle 5G42764L
ManufacturedMH Advantage

American Dream Series / The American Dream

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1296
W x L: 27'0" x 48'0"
The American Dream AD28483B
ManufacturedMH Advantage

American Dream Series / The American Dream K

Offered by: AJ Home Center
Beds: 2
Baths: 2
Sq Ft: 1296
W x L: 27'0" x 56'0"
The American Dream K - AD28482K
ManufacturedMH Advantage

American Dream Series / The American Dream III

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1512
W x L: 27'0" x 56'0"
The American Dream III AD28563C
ManufacturedMH Advantage

American Dream Series / The Dream Maker

Offered by: AJ Home Center
Beds: 4
Baths: 2
Sq Ft: 2280
W x L: 30'0" x 76'0"
The Dream Maker AD30764B
ManufacturedMH Advantage

American Dream Series / The Ranchero AD30644H

Offered by: AJ Home Center
Beds: 4
Baths: 2
Sq Ft: 1920
W x L: 30'0" x 64'0"
The Ranchero AD30644H
ManufacturedMH Advantage

American Dream Series / The Ranchero Grand AD30764AH

Offered by: AJ Home Center
Beds: 4
Baths: 2
Sq Ft: 2280
W x L: 30'0" x 76'0"
The Ranchero Grand AD30764AH
ManufacturedMH Advantage

American Dream Series / The Mt. Anderson 4P360F5

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1620
W x L: 27'0" x 60'0"
The Mt. Anderson 4P360F5 / Optional Casa Package Optional Exterior Upgrade
ManufacturedMH Advantage

American Dream Series / The Mt. Constance N4P366F5

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1782
W x L: 27'0" x 66'8"
The Mt. Constance N4P366F5 / Optional Casa Package Optional Exterior Upgrade
ManufacturedMH Advantage

American Dream Series / The Mt. Olympus AD28764A

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 2052
W x L: 27'0" x 76'0"
The Mt. Olympus AD28764A / Optional Casa Package
ManufacturedMH Advantage

5000 Series / The Timber Ridge Elite 42684A

Offered by: AJ Home Center
Beds: 4
Baths: 3
Sq Ft: 2635
W x L: 40'0" x 68'0"
Beautifully crafted estate size three section home features covered porch into foyer of expansive great room bathed in nat...
ManufacturedMH Advantage

400 Series / The Truman II N4P366A1

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1782
W x L: 27'0" x 66'0"
The Truman II N4P366A1