MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 49-60 of 182 MH Advantage homes for order

ManufacturedMH Advantage

400 Series / The Frontier

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1365
W x L: 27'0" x 52'0"
Well built smaller double section family home features spacious living room open to large bright modern forward island kit...
ManufacturedMH Advantage

400 Series / The Metolius

Offered by: AJ Home Center
Beds: 2
Baths: 2
Sq Ft: 1404
W x L: 27'0" x 52'0"
Affordable quality home features large living room with adjacent study, bright modern front kitchen, utility/laundry room,...
ManufacturedMH Advantage

400 Series / The Klamath

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1512
W x L: 27'0" x 56'0"
Classic open concept floor plan most preferred by family homeowners features spacious living room, bright modern kitchen, ...
ManufacturedMH Advantage

400 Series / The Sunset Bay 28563B

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1512
W x L: 27'0" x 56'0"
The Sunset Bay 28563B / Well built offset front entry family home features a spacious living room open to a beautiful kitc...
ManufacturedMH Advantage

400 Series / The Truman I

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1620
W x L: 27'0" x 60'0"
Beautifully crafted mid-size family home features spacious living room, patio style door side extra large modern kitchen a...
ManufacturedMH Advantage

400 Series / The Santiam N4P60S14

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1620
W x L: 27'0" x 60'0"
The Santiam N4P60S14
ManufacturedMH Advantage

400 Series / The Chinook N4P60S58

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1620
W x L: 27'0" x 60'0"
The Chinook N4P60S58
ManufacturedMH Advantage

400 Series / The California

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1552
W x L: 27'0" x 60'0"
Quality constructed and well planned family home features offset entry into spacious living room open to large dining area...
ManufacturedMH Advantage

400 Series / The Wilson N4P471A5

Offered by: AJ Home Center
Beds: 4
Baths: 2
Sq Ft: 1908
W x L: 27'0" x 70'8"
The Wilson N4P471A5
ManufacturedMH Advantage

5000 Series / The Mt. Adams

Offered by: AJ Home Center
Beds: 4
Baths: 2
Sq Ft: 2082
W x L: 40'6" x 52'0"
Skillfully designed triple section family home features expansive living room and family room, rear modern kitchen and bri...
ManufacturedMH Advantage

5000 Series / The Timber Ridge

Offered by: AJ Home Center
Beds: 4
Baths: 3
Sq Ft: 2311
W x L: 40'6" x 60'0"
Skillfully designed sprawling estate size open concept home absent space wasting hallway features covered porch entrance,...
ManufacturedMH Advantage

5000 Series / The Casita 5G42744A

Offered by: AJ Home Center
Beds: 4
Baths: 3
Sq Ft: 2646
W x L: 42'0" x 74'0"
Beautiful crafted and skillfully designed estate size home features entry into sprawling main living areas of formal livin...