MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 121-132 of 236 MH Advantage homes for order

ManufacturedMH Advantage

400 Series / The River Front 28523A

Beds: 3
Baths: 2
Sq Ft: 1349
W x L: 27'0" x 52'0"
Affordable smaller family home with big homes features including covered porch entry into spacious living room opening to ...
ManufacturedMH Advantage

American Dream Series / The Mt. Olympus AD28764A

Beds: 4
Baths: 2
Sq Ft: 2052
W x L: 27'0" x 76'0"
The American Dream Series / The Mt. Olympus AD28764A built by Palm Harbor Homes offers an expansive 2052 square feet of th...
ManufacturedMH Advantage

5000 Series / The La Belle 5G42764L

Beds: 4
Baths: 3
Sq Ft: 2862
W x L: 40'6" x 76'0"
The 5000 Series / The La Belle 5G42764L built by Palm Harbor Homes is a spacious manufactured home featuring 4 bedrooms, 3...
ManufacturedMH Advantage

American Dream Series / The Ranchero AD30644H

Beds: 4
Baths: 2
Sq Ft: 1920
W x L: 30'0" x 64'0"
The American Dream Series / The Ranchero AD30644H built by Palm Harbor Homes is a spacious manufactured home featuring 4 b...
ManufacturedMH Advantage

Palm Harbor / The Sparks Castle HD-2970

Beds: 3
Baths: 2
Sq Ft: 2015
W x L: 29'0" x 70'0"
The Palm Harbor / The Sparks Castle HD-2970 built by Palm Harbor Homes is a beautifully designed manufactured home featuri...
ManufacturedMH Advantage

5000 Series / The Casita 5G42744A

Beds: 4
Baths: 3
Sq Ft: 2646
W x L: 42'0" x 74'0"
Beautiful crafted and skillfully designed estate size home features entry into sprawling main living areas of formal livin...
ManufacturedModularMH Advantage

Grand Manor / 6012-3

Beds: 3
Baths: 2
Sq Ft: 2429
W x L: 40'0" x 64'0"
Large kitchen with pull out spice rack, roll out trash cans, lazy susan, island with decorative legs and walk in pantry. H...
ManufacturedModularMH Advantage

Pinehurst / 2506-3

Beds: 3
Baths: 2
Sq Ft: 2065
W x L: 29'6" x 70'0"
2506-3 / This home offers large utility room and activity room. In addition it provides 3 bedrooms and 2 bathrooms. Kitche...
ManufacturedModularMH Advantage

Cedar Canyon / 2006-2

Beds: 2
Baths: 2
Sq Ft: 1494
W x L: 26'8" x 56'0"
Spacious and open living room and dining room. Raised snack bar into kitchen. Home can easily have its third bedroom conve...
ManufacturedMH Advantage

Palm Harbor / The Seavannah HD30763H

Beds: 3
Baths: 2
Sq Ft: 2213
W x L: 30'0" x 76'0"
The Palm Harbor / The Seavannah HD30763H built by Palm Harbor Homes is a beautifully crafted manufactured home with 3 bedr...
ManufacturedMH Advantage

Prestige Series / 28603N The Queen's River

Built by: Cavco Nampa
Beds: 3
Baths: 2
Sq Ft: 1599
W x L: 26'8" x 60'0"
28603N The Queen's River - Skillfully designed customizable family home features open concept spacious living room open to...
ManufacturedModularMH Advantage

Grand Manor / 6013

Beds: 3
Baths: 2.5
Sq Ft: 2756
W x L: 40'0" x 70'8"
We are adding another home to the family of the Grand Manor series. The model 6013 offers 2756 square feet of living space...
¿Hablas español?