MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Showing 1-12 of 182 MH Advantage homes for order

ManufacturedMH AdvantageFeatured

Prestige Series / 28443E The Hayden

Beds: 3
Baths: 2
Sq Ft: 1173
W x L: 28'0" x 44'0"
28443E The Hayden / Skillfully designed value oriented mid size dual section home with big home features, a big living roo...
ManufacturedMH AdvantageFeatured

400 Series / The River View

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1244
W x L: 27'0" x 44'0"
Small affordable family home features spacious living room, modern bright kitchen/dining, large master bedroom with in sui...
ManufacturedMH AdvantageFeatured

400 Series / The Columbia

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1404
W x L: 27'0" x 52'0"
Homeowner preferred family floor plan layout features expansive living room, dining room and beautiful high function kitch...
ManufacturedMH AdvantageFeatured

5000 Series / The Mount Shasta

Offered by: AJ Home Center
Beds: 4
Baths: 2
Sq Ft: 2428
W x L: 40'0" x 68'0"
Superior workmanship, style and top grade amenities characterize this estate size home featuring large covered porch with ...
ManufacturedMH AdvantageFeatured

5000 Series / The Mt. Everest

Offered by: AJ Home Center
Beds: 4
Baths: 3
Sq Ft: 2740
W x L: 40'6" x 70'8"
Beautifully crafted estate size home features fully integrated covered porch into entry foyer of spacious living room, din...
ManufacturedMH AdvantageFeatured

American Dream Series / The Phoenix Dream

Offered by: AJ Home Center
Beds: 3
Baths: 2
Sq Ft: 1025
W x L: 23'6" x 44'0"
The Phoenix Dream AD24442B
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2077

Beds: 3
Baths: 2
Sq Ft: 2242
W x L: 29'6" x 76'0"
Cedar Canyon 2077 - 3 Bdr / 2 Bath / 2242 sqft. - Walk in to a formal foyer and through an arched opening to a spacious li...
ManufacturedModularMH AdvantageFeatured

Grand Manor / 6011

Beds: 3
Baths: 2
Sq Ft: 1770
W x L: 29'0" x 60'0"
3 Bdr / 2 Bath / 1770 sqft. - Large kitchen with pull out spice rack, roll out trash cans, lazy susan, island with decorat...
ManufacturedModularMH AdvantageFeatured

Pinehurst / 2505 with Tag

Beds: 4
Baths: 2
Sq Ft: 2223
W x L: 26'8" x 70'0"
Pinehurst 2505 w/Tag - Four bedroom home with separate living and family rooms. Family room with 4th bedroom can easily be...
ManufacturedMH Advantage

Prestige Series / 28563E The Hauser

Beds: 3
Baths: 2
Sq Ft: 1492
W x L: 28'0" x 56'0"
28563E The Hauser / Beautifully crafted three bedrooms plus large family room home with numerous custom alternatives and o...
ManufacturedMH Advantage

Prestige Series / 28664E The Rapids

Beds: 4
Baths: 2
Sq Ft: 1760
W x L: 28'0" x 66'0"
28664E The Rapids / Skillfully crafted and beautifully designed family home with quality features and amenities including ...
ManufacturedMH Advantage

Prestige Series / 30603F The Clover

Beds: 3
Baths: 2
Sq Ft: 1770
W x L: 29'6" x 60'0"
30603F The Clover / Beautifully crafted farmhouse style family home features extra large living room open to bright modern...